Value attracts money. Get what you require to acquire what you desire. It is an error to waste money on a valueless commodity or paying for what has no impact. But you can pay to improve on what you believe would be of value when worked on properly.
It is up to you to be on top of your game at all times - be it business, education, politics, spiritual matters and in your family. You determine your own success or failure! Put it to yourself that you are your own competitor.